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Your Personal Mortgage "Concierge"

Committed to meeting your needs!  Island Home Capital has been providing personal mortgage concierge services in Hawaii since 1997. We are Hawaii's leader in luxury home lending and have recently expanded into the western United States.We have distinguished oursleves in the industry by utilizing leading edge technologies and working with an exclusive group of lenders to source the best loan programs and rates to fit your unique needs. Whether you are a first time home buyer or purchasing your dream vacation home, we welcome the opportunity to serve you!

Get your questions answered quickly!  On this website, you will find tools to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the different loan programs that are available? Our Loan Program page will help you to identify the right loan product.  Allow us the privilege to  meet or speak directly with you to provide you with a personalized mortgage consultation and we will work with you to locate the program and rate that exactly satisfies your individual needs! 

Aloha from Island Home Capital!

As Hawaii's leader in luxury home lending, we are experts in the unique nuances of Hawaiian real estate transactions but specialize in loans for luxury and second home purchases and refinances throughout the western United States. We offer high "LTV's" and competitive rates on jumbo and super jumbo loans while providing the service, privacy and security you deserve!

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